Superficies Agreement Ideas

🏡 Could this be the future of selling property to foreigners in Thailand?

We all know the problem — foreigners can’t own land. So they either buy through a company, marry a Thai, or walk away.

But what if there’s a better way?

Our team has been working on a structured property holding formula that actually gives a foreign buyer REAL security and upside — without breaking any laws.

Here’s how it works:

✅ House Structure is registered in the foreigner’s name outright

✅ Land is leased via Agreement for 30 years— ONE upfront payment, nothing more ever (*)

✅ Everything documented with a Superficies Agreement and registered at the Land Department

(*) If the House Structure is in a Housing Estate there will be additional clauses in the agreement  covering; Annual Common Area Fees, Yearly Property Taxes, Waste Water Taxes and maybe other Fees/Taxes.

What’s Covered:

✅ Inheritance in case of death

✅ Right to Sell House Structure & Remaining Superficies Rights within Lease Period (to Foreigners)

✅ Right to Sell House Structure & Land to Thai Persons or Thai Company, if minimum LAND value is met

✅ Unused lease years are REFUNDED in case sold to Thai Persons or Thai Company

✅ Land appreciation is INCLUDED; transparent base price formula based on Baht/Sq. Wah — any profit above it, is YOURS

✅ Renew Lease after X years to extend rights period

Note: As of writing of this article it is not yet clear if the “Unused Lease Years”, “Land Appreciation”, “Renew Lease” clauses will be approved by Lands Department to be within a Superficies Agreement. Otherwise a second private agreement has to be setup, out of Lands Department to cover this.

The Advantage:

✅ Piece of mind knowing you own the House Structure, no Landlord involved, do what you want with it

✅ No more Rent, save money from day one. As an example: a 47,000/month pool villa will save you nearly ฿5M over 9 years — money that was previously going nowhere

Our Office thinks that this model could work for a lot of properties in Thailand and actually ATTRACT serious foreign buyers and investors who are currently sitting on the fence.

💬 Would you buy on these terms?

💬 Agents — do you think this is sellable?

💬 Lawyers — any holes in this structure?

Drop your thoughts by email 👇 Let’s build something better together.

Anyone with suggestions/remarks about this setup can email our team at info@thailandproperty.com all emails be will be handled in confidentiality.

Pool Villa for Sale in the Link below is willing to explore the options:

Example calculations in the Cards below.

Example 1

The villa in the link is now for sale, and the owner would proceed if a holding structure as above could be realized.

    • Outright sale House & Land: Thai baht 13,800,000
    • Outright sale of House with Superficies Land Right Agreement (30 years): Thai baht 12,000,000

    •  

Options: Price:
House price ฿9,000,000 (Registered in buyer’s name)
Superficies Land Agreement (30 yrs) See Table 1 ฿3,000,000 (One upfront payment)
Total Investment ฿12,000,000 (No further payments)

Savings:

Investment saving direct: 1.8 Million Baht

House Rental savings (this pool villa would easily be rented at 47K/month
Yearly savings approx. 560K !
 

Example 2

Scenario 1 — Superficies Contract Holder sells to an other Foreinger after 3 or 9 years. Buyer takes over remaining Superficies Agreement years.

 

Item 3 years 9 years
Initial Total investment ฿12,000,000 ฿12,000,000
+ Rent saved bonus (฿47,000/month) +฿1,692,000 +฿5,076,000
Break-even after rent deduction (฿47,000/month) ฿10,308,000 ฿6,924,000

 

Example 3

Scenario 2 — Superficies Contract Holder sells to a Thai Buyer or Thai Company

Thai buyer purchases house + land. Land base price goes to owner. Everything above is profit for leaseholder.

Item 3 years 9 years
Total investment ฿12,000,000 ฿12,000,000
– Land value to owner (฿37,500/wah + 2%/yr) -฿5,427,044 -฿6,046,772
+ Superficies refund (unused years) +฿2,700,000 +฿2,100,000
Minimum sales price ฿14,727,044 ฿15,946,772
+ Rent saved bonus (฿47,000/month) +฿1,692,000 +฿5,076,000
Break-even after rent deduction (฿47,000/month) ฿13,035,044 ฿10,870,772

* Any sale above minimum sales price = 100% profit to leaseholder. Land profit above base price also goes 100% to leaseholder.

* Land size in example is 136.4 Wah.

Table 1a Benchmark Superficies Calculation (1).

Land Value is between 35-40K/wah we take mid at current date: 37,500 Baht/Sq.Wah (Land size: 136.4 Wah)

Total land Value (todays value): 5,115,000 Baht

 

Rate Year 1 Monthly yr 1 Year 30 Monthly yr 30 Total 30 yrs
This deal (+/-2%/yr) ฿73,950 ฿6,162 ฿131,323 ฿10,944 ฿3,000,000
Market low (3%/yr) ฿113,476 ฿9,456 ฿201,516 ฿16,793 ฿4,603,500
Market mid (4%/yr) ฿151,301 ฿12,608 ฿268,687 ฿22,391 ฿6,138,000
Market mid-high (5%/yr) ฿189,127 ฿15,761 ฿335,859 ฿27,988 ฿7,672,500
Market high (6%/yr) ฿226,952 ฿18,913 ฿403,031 ฿33,586 ฿9,207,000

* Each row starts at year 1 payment and grows X% annually for 30 years.

 

Table 1b Benchmark Superficies Calculation (2).

Land Value is between 35-40K/wah we take mid at current date: 37,500 Baht/Sq.Wah (Land size: 136.4 Wah)

Total land Value (todays value): 5,115,000 Baht

Thumb of rules use 45%–65% of the land’s value as the total lease amount.Prime  areas can go over 70% !

 

Rate Year 1 Monthly yr 1 Year 30 Monthly yr 30 Total 30 yrs
Market low (40% land value) ฿50,434 ฿4,203 ฿89,562 ฿7,464 ฿2,046,000
Market mid (50% land value) ฿63,042 ฿5,254 ฿111,953 ฿9,329 ฿2,557,500
Market high (60% land value) ฿75,651 ฿6,304 ฿134,344 ฿11,195 ฿3,069,000
This deal (58.6% land value) ฿73,950 ฿6,162 ฿131,323 ฿10,944 ฿3,000,000

* Each row starts at year 1 payment and grows 2% annually for 30 years. 

 

Table 2

Superficies Payments Table

Superficies fee ฿3,000,000 — equivalent annual payments with 2% yearly increase

Year Annual payment Monthly equivalent Cumulative total
Year 1 ฿73,950 ฿6,162 ฿73,950
Year 2 ฿75,429 ฿6,286 ฿149,379
Year 3 ฿76,937 ฿6,411 ฿226,316
Year 4 ฿78,476 ฿6,540 ฿304,792
Year 5 ฿80,046 ฿6,670 ฿384,838
Year 6 ฿81,647 ฿6,804 ฿466,484
Year 7 ฿83,279 ฿6,940 ฿549,764
Year 8 ฿84,945 ฿7,079 ฿634,709
Year 9 ฿86,644 ฿7,220 ฿721,352
Year 10 ฿88,377 ฿7,365 ฿809,729
Year 11 ฿90,144 ฿7,512 ฿899,874
Year 12 ฿91,947 ฿7,662 ฿991,821
Year 13 ฿93,786 ฿7,816 ฿1,085,607
Year 14 ฿95,662 ฿7,972 ฿1,181,269
Year 15 ฿97,575 ฿8,131 ฿1,278,844
Year 16 ฿99,527 ฿8,294 ฿1,378,371
Year 17 ฿101,517 ฿8,460 ฿1,479,888
Year 18 ฿103,548 ฿8,629 ฿1,583,436
Year 19 ฿105,618 ฿8,802 ฿1,689,054
Year 20 ฿107,731 ฿8,978 ฿1,796,785
Year 21 ฿109,885 ฿9,157 ฿1,906,670
Year 22 ฿112,083 ฿9,340 ฿2,018,753
Year 23 ฿114,325 ฿9,527 ฿2,133,078
Year 24 ฿116,611 ฿9,718 ฿2,249,690
Year 25 ฿118,944 ฿9,912 ฿2,368,633
Year 26 ฿121,322 ฿10,110 ฿2,489,956
Year 27 ฿123,749 ฿10,312 ฿2,613,705
Year 28 ฿126,224 ฿10,519 ฿2,739,928
Year 29 ฿128,748 ฿10,729 ฿2,868,677
Year 30 ฿131,323 ฿10,944 ฿3,000,000
Total   ฿3,000,000