Properties for Sale with Owner Finance
Owner finance properties allow buyers to purchase directly from the seller without a bank mortgage. The seller acts as the lender, and the buyer makes agreed instalment payments over a set period, typically with a down payment followed by monthly payments at a fixed interest rate.
This option can suit buyers who do not qualify for a Thai bank loan, including many foreign buyers, or who prefer to avoid the bank loan process altogether. Terms, including down payment, interest rate, and repayment period, are negotiated directly between buyer and seller and set out in a sale and purchase agreement.
Browse our current listings of properties available with owner finance below.